### **1. 支付方式 (Payment Methods)**
1. Credit Card  
2. Debit Card  
3. Bank Transfer  
4. Wire Transfer  
5. PayPal  
6. Alipay  
7. WeChat Pay  
8. Apple Pay  
9. Google Pay  
10. Cryptocurrency  
11. Digital Wallet  
12. Mobile Payment  
13. Cash on Delivery  
14. Prepaid Card  
15. E-wallet  
16. Direct Debit  
17. Cheque  
18. Money Order  
19. SWIFT Transfer  
20. SEPA Transfer  

---

### **2. 货币与汇率 (Currency & Exchange Rates)**
21. Currency  
22. Exchange Rate  
23. Forex (Foreign Exchange)  
24. Conversion Rate  
25. Base Currency  
26. Target Currency  
27. Floating Rate  
28. Fixed Rate  
29. Cross Rate  
30. Currency Pair  
31. USD (US Dollar)  
32. EUR (Euro)  
33. GBP (British Pound)  
34. JPY (Japanese Yen)  
35. CNY (Chinese Yuan)  
36. INR (Indian Rupee)  
37. AUD (Australian Dollar)  
38. CAD (Canadian Dollar)  
39. CHF (Swiss Franc)  
40. HKD (Hong Kong Dollar)  

---

### **3. 银行与金融机构 (Banks & Financial Institutions)**
41. Bank  
42. Central Bank  
43. Commercial Bank  
44. Investment Bank  
45. Retail Bank  
46. Correspondent Bank  
47. Intermediary Bank  
48. Clearing House  
49. Financial Institution  
50. Credit Union  
51. Offshore Bank  
52. Online Bank  
53. Neobank  
54. Fintech  
55. Payment Gateway  
56. Payment Processor  
57. Merchant Bank  
58. Custodian Bank  
59. Settlement Bank  
60. Issuing Bank  

---

### **4. 费用与手续费 (Fees & Charges)**
61. Transaction Fee  
62. Processing Fee  
63. Service Charge  
64. Conversion Fee  
65. Withdrawal Fee  
66. Transfer Fee  
67. Handling Fee  
68. Commission  
69. Flat Fee  
70. Percentage Fee  
71. Hidden Fee  
72. Surcharge  
73. Interchange Fee  
74. Foreign Transaction Fee  
75. Overdraft Fee  
76. Late Payment Fee  
77. Annual Fee  
78. Maintenance Fee  
79. Currency Spread  
80. Cross-border Fee  

---

### **5. 合规与监管 (Compliance & Regulations)**
81. AML (Anti-Money Laundering)  
82. KYC (Know Your Customer)  
83. GDPR (General Data Protection Regulation)  
84. FATF (Financial Action Task Force)  
85. OFAC (Office of Foreign Assets Control)  
86. Sanctions  
87. Compliance  
88. Regulatory Framework  
89. Licensing  
90. Audit  
91. Reporting  
92. Due Diligence  
93. Risk Assessment  
94. Fraud Prevention  
95. Data Privacy  
96. Tax Compliance  
97. Cross-border Regulation  
98. Financial Crime  
99. Transaction Monitoring  
100. PEP (Politically Exposed Person)  

---

### **6. 技术与安全 (Technology & Security)**
101. Encryption  
102. Tokenization  
103. Blockchain  
104. API (Application Programming Interface)  
105. Two-Factor Authentication (2FA)  
106. Biometric Authentication  
107. Fraud Detection  
108. Cybersecurity  
109. Data Breach  
110. Firewall  
111. SSL (Secure Sockets Layer)  
112. PCI DSS (Payment Card Industry Data Security Standard)  
113. Cloud Computing  
114. Artificial Intelligence (AI)  
115. Machine Learning  
116. Big Data  
117. Real-time Processing  
118. Digital Signature  
119. End-to-End Encryption  
120. Phishing  

---

### **7. 交易与结算 (Transactions & Settlement)**
121. Transaction  
122. Settlement  
123. Clearing  
124. Real-time Settlement  
125. Batch Processing  
126. Pending Transaction  
127. Completed Transaction  
128. Failed Transaction  
129. Refund  
130. Chargeback  
131. Dispute  
132. Reconciliation  
133. Liquidity  
134. Netting  
135. Gross Settlement  
136. Net Settlement  
137. Payment Order  
138. Payment Instruction  
139. Payment Confirmation  
140. Payment Reversal  

---

### **8. 跨境支付术语 (Cross-border Payment Terms)**
141. Cross-border Payment  
142. Remittance  
143. International Transfer  
144. Foreign Exchange Risk  
145. Currency Hedging  
146. Multi-currency Account  
147. FX Margin  
148. Settlement Risk  
149. Nostro Account  
150. Vostro Account  
151. Correspondent Banking  
152. Interbank Transfer  
153. Payment Routing  
154. Payment Network  
155. Cross-border Fee  
156. FX Rate Lock  
157. Currency Conversion  
158. International Wire  
159. Offshore Payment  
160. Onshore Payment  

---

### **9. 客户与账户 (Customers & Accounts)**
161. Customer  
162. Merchant  
163. Payer  
164. Payee  
165. Account Holder  
166. Beneficiary  
167. Sender  
168. Receiver  
169. User  
170. Subscriber  
171. Account Number  
172. IBAN (International Bank Account Number)  
173. SWIFT Code  
174. BIC (Bank Identifier Code)  
175. Routing Number  
176. Sort Code  
177. Account Balance  
178. Overdraft  
179. Credit Limit  
180. Debit Limit  

---

### **10. 风险与欺诈 (Risk & Fraud)**
181. Fraud  
182. Scam  
183. Phishing  
184. Identity Theft  
185. Chargeback Fraud  
186. Transaction Fraud  
187. Account Takeover  
188. Money Laundering  
189. Terrorist Financing  
190. Risk Management  
191. Fraud Prevention  
192. Fraud Detection  
193. Risk Assessment  
194. Credit Risk  
195. Operational Risk  
196. Compliance Risk  
197. Reputational Risk  
198. Cybersecurity Risk  
199. Insider Threat  
200. Social Engineering  

---

### **11. 市场与趋势 (Market & Trends)**
201. Global Market  
202. Emerging Market  
203. Digital Economy  
204. E-commerce  
205. Mobile Commerce  
206. Fintech Innovation  
207. Blockchain Adoption  
208. Cryptocurrency Trend  
209. Open Banking  
210. Real-time Payments  
211. Cashless Society  
212. Financial Inclusion  
213. Peer-to-Peer (P2P)  
214. Marketplace  
215. Subscription Model  
216. Gig Economy  
217. Cross-border E-commerce  
218. Regulatory Sandbox  
219. API Economy  
220. Decentralized Finance (DeFi)  

---

### **12. 法律与合同 (Legal & Contracts)**
221. Contract  
222. Agreement  
223. Terms and Conditions  
224. Privacy Policy  
225. Service Agreement  
226. Licensing Agreement  
227. Jurisdiction  
228. Arbitration  
229. Litigation  
230. Intellectual Property  
231. Liability  
232. Indemnity  
233. Breach of Contract  
234. Force Majeure  
235. Governing Law  
236. Dispute Resolution  
237. Non-disclosure Agreement (NDA)  
238. Compliance Clause  
239. Termination Clause  
240. Amendment  

---

### **13. 时间与日期 (Time & Dates)**
241. Real-time  
242. Instant  
243. Timestamp  
244. Settlement Date  
245. Transaction Date  
246. Processing Time  
247. Cut-off Time  
248. Business Day  
249. Holiday  
250. Time Zone  
251. Deadline  
252. Expiry Date  
253. Grace Period  
254. Lead Time  
255. Turnaround Time  
256. Delay  
257. Urgent  
258. Scheduled  
259. Pending  
260. Immediate  

---

### **14. 国家与地区 (Countries & Regions)**
261. United States  
262. China  
263. India  
264. United Kingdom  
265. Germany  
266. Japan  
267. Canada  
268. Australia  
269. Singapore  
270. Hong Kong  
271. European Union  
272. Middle East  
273. Africa  
274. Latin America  
275. Asia-Pacific  
276. Offshore Jurisdiction  
277. Onshore Jurisdiction  
278. Free Trade Zone  
279. Economic Zone  
280. Cross-border Region  

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### **15. 其他常用词汇 (Miscellaneous)**
281. Invoice  
282. Receipt  
283. Statement  
284. Balance  
285. Interest  
286. Loan  
287. Credit  
288. Debit  
289. Overdraft  
290. Collateral  
291. Guarantee  
292. Escrow  
293. Liquidation  
294. Bankruptcy  
295. Insolvency  
296. Revenue  
297. Profit  
298. Loss  
299. Margin  
300. Capital